Compulsory Owners’ Associations
The Scottish Law Commission was asked by the Scottish Government in 2022 to review the law of the tenement in Scotland and make recommendations on the introduction of compulsory owners’ associations for all tenement buildings. Their detailed report on this...
Scottish Housing Policy Round-Up – Key Updates
The Housing (Scotland) Act 2025 has now completed its passage through Parliament and introduces several important developments across the housing sector. While much of the Act focuses on the private rented sector, several key amendments directly affecting the property...
Glasgow updates Private Sector Housing Grant programme
key facts for owners and factors Glasgow City Council has released its latest report on the Private Sector Housing Grant (PSHG) programme, outlining how more than £8.6 million was spent in 2024/25 and setting out priorities for the year ahead. The programme remains...
Factoring customers’ property as if it was our own
We are one of the country’s leading independent providers of property factoring services, with a long established reputation built upon strong foundations and with a proven ability to meet the needs and expectations of our customers.
From our offices in Glasgow and Edinburgh, our knowledgeable and professional team offers an excellent service including advice and guidance on all aspects of residential property factoring, designed to ensure that we assist homeowners in maintaining and preserving the condition and value of their property throughout the years.
With a varied portfolio ranging from traditional tenements to the latest modern developments, it is our strong belief that the many years of experience and expertise we have gained since the company was formed in 1922, are of great benefit to our customers.
Our Factoring Services
Our experienced property factoring teams are on hand to assist our customers with the instruction and administration of the repair, maintenance and insurance of their common property

Factoring Services for Homeowners
Discover the range of services provided to the homeowners of Scotland

Factoring Services for Homebuilders
Discover how Hacking and Paterson can bring added value to your new development
Why choose HPMS?
Our experience, allied to a culture of continuous improvement and a “hands-on” approach to property factoring, means that we are ideally placed to meet homeowners’ property factoring needs, both now and in the future.
Fully interactive, our My H&P Web Portal and Smartphone App provides our customers a platform to manage their accounts, receive development news and contact us all from the palm of their hands at a time that suits them.
Common Insurance
We are pleased to assist our customers with the placing of common insurance policies for their property, through independent insurance brokers.
Constant Contact
Regular meetings with Homeowners and their associations along with regular attendance at their properties are an integral part of our hands on approach.
Repair & Maintenance
Our experienced property factoring teams are on hand to assist our customers with the instruction and administration of common repair and maintenance works.


